Top 3 Mortgage Lenders in Bath

As one of the top-rated credit unions in the Finger Lakes region, CFCU has been serving Bath and surrounding communities for decades with exceptional mortgage services. They consistently receive high marks for personalized service, competitive rates, and local decision-making. Their mortgage specialists have extensive experience with rural properties common in the Bath area and offer specialized USDA loans perfect for Steuben County homes. Members praise their transparent process and commitment to finding the right mortgage solution.

With deep roots in the Southern Tier region, Chemung Canal Trust Company has been serving Bath residents for generations. As New York's oldest locally-owned and managed community bank, they offer the stability of a long-established institution with the personalized service of a local lender. Their mortgage team specializes in understanding the unique needs of rural New York homeowners and provides competitive rates with local underwriting. Customers consistently praise their responsive service and expertise with properties throughout Steuben County.

Tompkins Community Bank has built an outstanding reputation throughout the Finger Lakes region for mortgage lending, serving Bath and surrounding communities with exceptional expertise. Their experienced loan officers specialize in rural properties and offer comprehensive mortgage solutions including specialized USDA loans ideal for the Bath area. The bank's long history and strong capital position ensure stability, while their local decision-making process provides faster closings. Customers consistently rate them highly for their knowledgeable staff and competitive mortgage products tailored to the regional market.