Top 3 Mortgage Lenders in Belleville

NBT Bank is a highly-regarded regional financial institution with deep roots in upstate New York, serving the Belleville area through multiple nearby branches. With over 25 years of mortgage lending experience, they offer personalized service and competitive rates. Their local mortgage specialists understand the unique real estate market in Oswego County and surrounding areas. NBT Bank consistently receives excellent customer reviews for their responsive communication, streamlined application process, and expertise in various loan programs including first-time homebuyer assistance.

Homestead Funding is a top-rated mortgage lender serving all of New York State, including the Belleville area. With nearly three decades of experience, they've built an exceptional reputation for competitive rates and outstanding customer service. They specialize in first-time homebuyer programs and offer extensive educational resources. Their team of local mortgage experts provides personalized guidance throughout the entire process, earning consistent 5-star reviews for their attention to detail, responsiveness, and ability to close loans efficiently.

As one of central New York's largest credit unions, Empower FCU has been serving the mortgage needs of Belleville area residents for decades. Their mortgage division offers competitive rates and fees typically lower than traditional banks. Members consistently praise their personalized service and local decision-making process. The credit union provides comprehensive mortgage counseling and various loan programs tailored to different financial situations. Their strong community presence and member-focused approach make them a trusted choice for home financing in the region.