Top 3 Mortgage Lenders in Berlin

SEFCU is one of the most highly-rated credit unions serving the Capital Region, including Berlin and Rensselaer County. With exceptional customer satisfaction ratings and deep community roots, they offer competitive rates and personalized service. Their mortgage specialists provide comprehensive guidance through the entire home buying process, and as a credit union, they prioritize member benefits over profits. They have extensive experience with both first-time homebuyer programs and complex mortgage scenarios.

Homestead Funding has built an outstanding reputation throughout upstate New York with nearly three decades of mortgage expertise. They consistently receive top ratings for their exceptional customer service, competitive rates, and efficient loan processing. The company specializes in serving rural and suburban communities like Berlin, with particular expertise in USDA loans that benefit homebuyers in more rural areas. Their team of experienced loan officers provides personalized attention throughout the mortgage process.

Trustco Bank has been serving New York communities for over a century with a strong presence throughout the Capital Region. Their mortgage department receives high marks for local decision-making, competitive rates, and personalized service. As a community-focused bank with branches throughout Rensselaer County and surrounding areas, they understand the specific needs of Berlin homebuyers. They offer a comprehensive range of mortgage products with the advantage of local underwriting and processing.