Top 3 Mortgage Lenders in Bombay

Adirondack Regional Federal Credit Union is a highly-rated local financial institution serving Franklin County and the North Country region, including Bombay. As a community-focused credit union, they offer personalized mortgage services with competitive rates and local decision-making. Their mortgage team has extensive experience with rural properties and first-time homebuyer programs specific to upstate New York. Members consistently praise their responsive service, transparent process, and commitment to the local community.

Champlain National Bank has built an excellent reputation serving the North Country region with a strong focus on residential mortgages. Located just minutes from Bombay, they specialize in rural and small-town property financing with deep understanding of local market conditions. Their mortgage officers provide personalized service with local underwriting decisions, making them particularly valuable for complex property types common in Franklin County. Customers consistently highlight their competitive rates, straightforward process, and exceptional customer care.

Homestead Funding Corp is a highly-regarded mortgage lender with statewide reach and extensive experience serving upstate New York communities. While based in the Capital Region, they actively serve Franklin County and have specific expertise with rural properties like those in Bombay. With nearly three decades in business, they offer comprehensive mortgage solutions and have earned numerous industry awards for customer satisfaction. Their team includes specialists in USDA rural development loans, making them particularly well-suited for the Bombay area market.