Top 3 Mortgage Lenders in Brainard

Adirondack Bank has been serving upstate New York communities for over 120 years with a strong regional presence that covers the Brainard area. They are highly rated for personalized service and local decision-making, offering competitive rates with the flexibility of a community bank. Their mortgage team has extensive experience with rural properties and land purchases common in Columbia County, and they're known for their responsive customer service and deep community involvement throughout the region.

Berkshire Bank has a strong presence throughout the Hudson Valley and Capital Region, serving Brainard with dedicated mortgage specialists who understand the local real estate market. They offer a comprehensive range of mortgage products with competitive rates and are particularly noted for their first-time homebuyer programs and construction lending expertise. Their local processing and underwriting teams ensure smooth transactions, and they maintain high customer satisfaction ratings for their personal approach to mortgage lending.

Hudson Valley Credit Union serves multiple counties in eastern New York including Columbia County where Brainard is located. They are highly rated for their competitive rates and exceptional member service, offering a full suite of mortgage products with particular expertise in rural and suburban property financing. HVCU is known for their transparent process, educational approach to homebuying, and flexibility in working with various financial situations. Their mortgage specialists have extensive experience with the unique aspects of Columbia County real estate.