Top 3 Mortgage Lenders in Breezy Point

CrossCountry Mortgage has established itself as one of the top mortgage lenders serving the Queens and surrounding areas, including Breezy Point. With over 20 years in business and an exceptional 4.9 rating, they specialize in coastal property financing and offer personalized service for the unique needs of waterfront communities. Their local Forest Hills office provides convenient access while maintaining deep knowledge of the Rockaway Peninsula market, including flood insurance requirements and coastal construction considerations.

USA Mortgage of New York has built an outstanding reputation serving coastal communities throughout the New York metropolitan area, including Breezy Point. With a 4.8 rating and over a decade of experience, they specialize in complex waterfront property financing and offer competitive rates for both primary residences and vacation homes. Their expertise in dealing with the specific challenges of coastal properties, including elevation certificates and flood zone requirements, makes them particularly well-suited for Breezy Point homeowners.

Valley Bank has been serving the New York metropolitan area for nearly a century and maintains a strong presence in coastal communities throughout Long Island and the Rockaway Peninsula. With a 4.7 rating and extensive experience in waterfront property lending, they offer specialized construction loans and jumbo mortgage products ideal for Breezy Point's unique housing market. Their local underwriting and deep understanding of coastal property values and insurance requirements make them a preferred lender for many Breezy Point residents seeking competitive rates and personalized service.