Top 3 Mortgage Lenders in Cameron

Tompkins Community Bank stands out as a premier regional mortgage lender serving Northern New York, including Cameron and St. Lawrence County. With deep community roots dating back nearly 200 years, they offer personalized mortgage solutions through local loan officers who understand the unique rural housing market. Their exceptional 4.8 rating reflects consistently positive customer experiences, competitive rates, and dedicated local service. As a community-focused institution, they provide comprehensive mortgage options including specialized rural development loans perfect for the Cameron area, with the advantage of local decision-making and long-term relationship banking.

NBT Bank has been serving Northern New York communities for over 160 years, making them one of the most established and trusted mortgage lenders in the region. Their Watertown branch serves Cameron and surrounding areas with a comprehensive range of mortgage products. With a 4.7 rating based on substantial customer feedback, NBT excels in providing competitive rates, flexible terms, and exceptional customer service. Their local mortgage specialists understand the specific needs of rural homebuyers in St. Lawrence County and offer specialized programs including USDA rural development loans that are particularly beneficial for the Cameron market.

While based in Central New York, Empower Federal Credit Union serves members throughout New York State, including Cameron residents. With nearly a century of financial service experience, they've built a strong reputation for mortgage lending with competitive rates and member-focused service. Their 4.6 rating reflects high satisfaction among borrowers who appreciate their straightforward application process and personalized guidance. As a credit union, they often offer more favorable terms and lower fees than traditional banks, with particular strength in first-time homebuyer programs and rural property financing that suits the Cameron area housing market.