Top 3 Mortgage Lenders in Cape Vincent

Community Bank has been serving Northern New York for over 150 years and maintains a strong presence throughout Jefferson County, including Cape Vincent. As a locally-headquartered institution with deep community roots, they offer personalized mortgage services with local underwriting and decision-making. Their mortgage specialists have extensive experience with rural properties, waterfront homes, and the unique real estate market of the Thousand Islands region. Customers consistently praise their competitive rates, transparent process, and exceptional local service.

HUNT Real Estate ERA's mortgage division has been serving the North Country for decades, with specific expertise in the Cape Vincent and Thousand Islands market. Jeffery Cole and his team are highly regarded for their deep local market knowledge and exceptional customer service. They specialize in helping buyers navigate the unique aspects of waterfront properties and rural financing. With access to multiple lending partners and programs, they consistently secure competitive rates for clients throughout Jefferson County.

While headquartered in Syracuse, Empower FCU has a strong presence throughout Central and Northern New York and serves members in Cape Vincent and surrounding areas. As a not-for-profit credit union, they typically offer more competitive rates and lower fees than traditional banks. Their mortgage team has particular expertise with rural properties and offers specialized programs for first-time homebuyers. Members consistently praise their personalized service, local decision-making, and commitment to the communities they serve throughout the region.