Top 3 Mortgage Lenders in Carthage

Community Bank has been serving Northern New York for over 150 years and maintains a strong presence in Jefferson County with multiple branches near Carthage. They are consistently rated among the top regional mortgage lenders for their competitive rates, local underwriting decisions, and personalized service. As a community-focused bank, they offer specialized mortgage programs for first-time homebuyers and have deep expertise in rural property financing common in the Carthage area.

AmeriCU Credit Union has been serving the Fort Drum and greater Watertown area for decades, with Carthage falling within their primary service region. They are particularly strong with VA loans and military family financing due to their proximity to Fort Drum. Members consistently praise their competitive rates, low fees, and exceptional member service. Their local loan officers have extensive knowledge of the Carthage real estate market and offer flexible mortgage solutions.

While based in Albany, Homestead Funding Corp. serves the entire state of New York and has extensive experience with Carthage and Northern New York properties. They are consistently rated among the top mortgage brokers in New York State with exceptional customer satisfaction ratings. Their team includes specialists in rural property financing and they offer access to hundreds of loan products through their extensive lender network. Customers consistently praise their responsive service, competitive rates, and smooth closing process.