Top 3 Mortgage Lenders in Centereach

CrossCountry Mortgage's Centereach branch stands out as one of the highest-rated mortgage lenders on Long Island, with exceptional local expertise in Suffolk County. They consistently receive 5-star reviews for their personalized service, competitive rates, and extensive loan product portfolio. Their local loan officers have deep knowledge of the Centereach and broader Long Island housing market, providing tailored solutions for first-time homebuyers, move-up buyers, and investment property financing. The company's strong community presence and commitment to customer education make them a top choice for Centereach residents.

Guild Mortgage has established a strong reputation in Centereach with their exceptional customer service and diverse lending programs. As one of the nation's largest independent mortgage lenders with deep local roots, they offer specialized programs including low down payment options and unique renovation loans perfect for Centereach's varied housing stock. Their local team receives consistent praise for their responsiveness, transparency throughout the loan process, and ability to close loans efficiently. Guild's long-standing presence and A+ BBB rating demonstrate their reliability and commitment to the Long Island community.

While headquartered in nearby Hauppauge with multiple branches including Syosset, Teachers FCU serves the entire Centereach area with exceptional mortgage products and member-focused service. As one of Long Island's largest credit unions, they offer highly competitive rates, lower fees, and personalized mortgage guidance. Their mortgage specialists are praised for their patience in explaining options and commitment to finding the best solutions for members' financial situations. The credit union's not-for-profit structure often results in better terms and rates than traditional banks, making them an excellent choice for Centereach homebuyers seeking value and outstanding member service.