Top 3 Mortgage Lenders in Central Square

Homestead Funding Corp. is one of Central New York's most highly-rated mortgage lenders with over 25 years of serving the Syracuse metropolitan area including Central Square. They maintain exceptional 4.9-star ratings across multiple review platforms due to their personalized service, competitive rates, and extensive local market knowledge. As a direct lender with in-house underwriting, they offer faster closings and specialize in helping both first-time homebuyers and experienced homeowners throughout Oswego County. Their team includes local mortgage experts who understand the unique aspects of Central Square's housing market.

Empower Federal Credit Union has been serving Central New York communities for nearly 90 years and maintains a strong presence throughout Oswego County including Central Square. With consistently high customer satisfaction ratings, they offer competitive mortgage rates and personalized service through their local branch network. Their mortgage specialists are known for guiding borrowers through the entire process with exceptional attention to detail. As a community-focused credit union, they prioritize member education and offer various first-time homebuyer programs specifically designed for Central New York residents.

NBT Bank has deep roots throughout Upstate New York with over 165 years of community banking experience and serves Central Square through their comprehensive mortgage division. They maintain excellent customer satisfaction ratings due to their local decision-making, competitive products, and commitment to the communities they serve. Their mortgage team includes experienced professionals who understand the Central Square real estate market and offer a wide range of loan options with the reliability of an established regional bank. NBT is particularly noted for their construction lending expertise and personalized service approach.