Top 3 Mortgage Lenders in Champlain

Community Bank, N.A. is one of the most established and highly-rated regional lenders serving the Champlain area with multiple branches throughout the North Country. With over 150 years of banking history in the region, they offer deep local market expertise and personalized service. Their mortgage team specializes in first-time homebuyer programs, competitive construction loans, and government-backed loans ideal for the Champlain market. Customers consistently praise their responsive local loan officers, streamlined application process, and competitive rates that often beat national lenders.

Champlain Valley FCU is a member-owned financial institution deeply embedded in the North Country community with specific expertise serving Clinton County residents. Their mortgage department receives outstanding reviews for personalized service, educational approach for first-time buyers, and highly competitive rates for members. They offer specialized programs for local buyers including low down payment options and unique refinancing solutions. Members appreciate the local decision-making process and the credit union's commitment to keeping mortgages within the community rather than selling them to distant investors.

Movement Mortgage has built an exceptional reputation in the Champlain region through their network of local loan officers who understand the unique North Country real estate market. While a national lender, they maintain strong local presence with dedicated professionals serving Clinton County. They're particularly praised for their efficient closing process (often under 30 days), robust online application system, and highly competitive conventional and government loan rates. Customers consistently highlight their responsiveness, transparency throughout the process, and ability to handle complex rural property transactions common in the Champlain area.