Top 3 Mortgage Lenders in Chelsea

Guaranteed Rate is a top-rated national mortgage lender with a strong presence in New York City, including Chelsea. With over 20 years in business and thousands of positive reviews, they offer competitive rates and a streamlined digital mortgage process. Their Chelsea-area team specializes in Manhattan real estate financing, providing personalized service for condos, co-ops, and townhouses with expertise in jumbo loans and complex NYC transactions.

CrossCountry Mortgage has built an excellent reputation in the New York metro area with nearly 20 years of experience. They serve Chelsea homebuyers with comprehensive mortgage solutions and exceptional customer service. Known for their competitive rates and efficient closing process, they specialize in both conventional and government-backed loans, with particular expertise in Manhattan's unique real estate market and complex co-op financing requirements.

Citibank has a strong physical presence in Chelsea with their local branch and extensive experience serving New York City homebuyers. While founded much earlier, their mortgage division has decades of specialized experience in Manhattan real estate financing. They offer competitive jumbo loan programs specifically designed for NYC's high-cost market and provide the stability of a major financial institution with local market expertise, making them a trusted choice for Chelsea residents.