Top 3 Mortgage Lenders in Chemung

As the oldest and most established financial institution in the region, Chemung Canal Trust Company has served the Chemung County area for nearly two centuries. They consistently receive exceptional ratings for their personalized local service, competitive mortgage rates, and deep community involvement. Their mortgage specialists live and work in the community, providing tailored lending solutions with the convenience of local decision-making. They offer a comprehensive range of loan products and are particularly noted for their construction lending expertise and first-time homebuyer programs.

Tompkins Community Bank has been serving the Southern Tier and Finger Lakes regions for over 150 years, with strong presence throughout Chemung County. They receive high marks for their responsive local service, competitive rates, and streamlined mortgage process. The bank is particularly praised for their construction-to-permanent loan programs and expertise with rural property financing. Their mortgage team provides personalized guidance through every step of the home buying process, with local underwriters ensuring efficient loan processing.

CFCU Community Credit Union is a member-owned financial cooperative serving the broader Southern Tier region including Chemung County. They consistently earn high customer satisfaction ratings for their competitive mortgage rates, low fees, and exceptional member service. Specializing in first-time homebuyer programs and offering various down payment assistance options, CFCU is particularly noted for their educational approach to mortgage lending. Their mortgage advisors provide comprehensive guidance and are praised for making the complex mortgage process understandable and stress-free for borrowers.