Top 3 Mortgage Lenders in Clay

As one of Central New York's largest and most respected credit unions, Empower FCU has been serving the Clay community for decades with exceptional mortgage services. They consistently earn top ratings for their personalized service, competitive rates, and comprehensive loan options. Their local mortgage specialists provide one-on-one guidance through the entire home buying process, with particular expertise in first-time homebuyer programs and government-backed loans. The credit union's strong community presence and member-focused approach make them a top choice for Clay residents seeking reliable mortgage financing.

Syracuse Mortgage Center has built an outstanding reputation throughout Onondaga County, including Clay, for their expertise in navigating complex mortgage scenarios and providing exceptional customer service. As a local mortgage brokerage, they offer access to multiple lenders and competitive rate options while maintaining personalized attention throughout the loan process. Their team specializes in helping buyers with unique financial situations and provides comprehensive guidance on down payment assistance programs available in Central New York. Their deep local market knowledge and commitment to client education make them a premier choice for Clay homebuyers.

Community Bank maintains a strong physical presence in Clay with their local branch and dedicated mortgage team, providing comprehensive home financing solutions to the community. With over 150 years of banking experience, they offer the stability and reliability that homebuyers seek, combined with local decision-making and personalized service. Their mortgage specialists are known for their accessibility and thorough communication throughout the loan process. The bank offers competitive rates and a wide range of mortgage products, including specialized construction loans for new builds in the growing Clay area, making them a trusted local option for residential financing.