Top 3 Mortgage Lenders in Clemons

Watertown Savings Bank is a highly-rated community bank with deep roots in Jefferson County, serving the Clemons area with personalized mortgage services. With over a century of operation, they offer competitive local rates and exceptional customer service. Their mortgage team provides comprehensive guidance through the entire home financing process, from pre-approval to closing. They are particularly known for their construction loans and first-time homebuyer programs, with many customers praising their responsive communication and local decision-making authority.

As one of Central New York's largest credit unions, Empower FCU serves the Clemons area with excellent mortgage products and member-focused service. They consistently receive high marks for their competitive rates, low fees, and personalized approach to mortgage lending. Their mortgage specialists provide comprehensive support throughout the entire process, with many customers highlighting their patience with first-time buyers and streamlined digital application process. The credit union offers special first-time homebuyer programs and community reinvestment initiatives.

NVR Mortgage brings decades of national mortgage expertise with strong local presence in Northern New York, serving the Clemons area through their Ryan Homes division. They are particularly noted for their construction and purchase mortgage programs, offering competitive rates and efficient processing. Customers consistently praise their professional service, timely closings, and expertise in new construction financing. With their direct lender status, they can offer streamlined processes and competitive pricing that many brokers cannot match, making them a top choice for both new construction and existing home purchases in the region.