Top 3 Mortgage Lenders in Clifton Park

Saratoga National Bank has been a trusted community banking institution serving the Capital Region for over two decades, with a strong physical presence in Clifton Park. Their mortgage team receives exceptional ratings for personalized service, local underwriting decisions, and competitive rates. As a community bank, they offer the advantage of local decision-making while providing comprehensive mortgage products. Customers consistently praise their responsiveness, transparency throughout the process, and expertise with New York-specific lending requirements.

As one of the largest credit unions in the Capital Region, Broadview Federal Credit Union has served Clifton Park residents for generations. Their mortgage department is highly rated for exceptional member service, competitive rates for qualified borrowers, and comprehensive educational resources for first-time homebuyers. The credit union's not-for-profit structure often translates to lower fees and more favorable terms. Members appreciate their patient, educational approach and the stability of working with an institution that has nearly a century of community service.

Northeast Financial Network is a highly-rated mortgage brokerage serving Clifton Park and the greater Capital Region with over 15 years of established service. As a broker, they work with multiple lenders to find competitive rates and optimal loan programs for each client's unique situation. Tom DiCarlo and his team receive consistent praise for their expertise with complex scenarios, exceptional communication throughout the process, and ability to secure favorable terms. Their boutique approach focuses on building long-term relationships through personalized service and deep knowledge of the local real estate market.