Top 3 Mortgage Lenders in Clinton

Adirondack Bank is a highly-regarded regional institution with deep roots in Central New York, serving Clinton and the broader Oneida County area for over 120 years. Their mortgage department receives exceptional ratings for personalized service, competitive rates, and local underwriting expertise. As a community-focused bank, they offer the advantage of local decision-making while providing comprehensive mortgage products including specialized construction loans and government-backed programs. Their long-standing presence in the region ensures they understand the local real estate market dynamics and provide reliable, relationship-based lending services.

Empower Federal Credit Union serves the entire Central New York region including Clinton, offering highly competitive mortgage rates and exceptional member service. As a not-for-profit financial cooperative, they consistently receive top ratings for their transparent lending process and educational approach to home financing. Their mortgage specialists are praised for guiding borrowers through every step of the process, with particular expertise in first-time homebuyer programs and VA loans. With over 100 years of serving the community, they've built a reputation for reliability and customer-focused lending solutions.

Guaranteed Rate's Syracuse office serves the Clinton area with nationally-recognized digital mortgage technology combined with local expertise. They consistently rank among the highest-rated mortgage lenders for their efficient online application process, competitive rates, and exceptional customer service. Their local loan officers have extensive experience with the Central New York market and provide personalized guidance through the entire mortgage process. The company's strong digital platform allows for streamlined applications and faster closings, while maintaining the personal touch that earns them outstanding customer reviews and industry recognition.