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Home/New York/Cohoes
Cohoes, NY

Top 3 Mortgage Lenders in Cohoes

Compare verified mortgage lenders serving Cohoes, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
655+
Reviews
11
Loan Types

Available Loan Programs in Cohoes

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Fixed-rate
Adjustable-rate
Construction
Construction-to-Permanent

Featured Mortgage Lenders

1

SEFCU Mortgage Services

SEFCU (State Employees Federal Credit Union)

★★★★☆
4.8/5

SEFCU is one of the most highly-rated credit unions in the Capital Region, serving Cohoes residents with exceptional mortgage services. With over 85 years of community banking experience, they offer competitive rates and personalized service. Their mortgage team provides comprehensive guidance through the entire home buying process, with special programs for first-time homebuyers and various affordable loan options. SEFCU's strong local presence and commitment to member service make them a top choice for Cohoes homebuyers.

Experience:25 years
Reviews:285 customer reviews
700 Patroon Creek Blvd, Albany, NY 12206

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Trustco Bank Mortgage Department

Trustco Bank

★★★★☆
4.6/5

Trustco Bank has been serving the Capital Region for over a century with deep roots in local communities including Cohoes. Their mortgage department offers a wide range of loan products with competitive rates and local underwriting decisions. As a community-focused bank, they provide personalized service and understand the local real estate market. Trustco's experienced loan officers guide borrowers through every step of the mortgage process, making home financing straightforward and accessible.

Experience:30 years
Reviews:192 customer reviews
5 Sweeney Rd, Guilderland, NY 12084

Loan Types:

ConventionalFHAVAFixed-rateAdjustable-rateConstructionRefinance
3

NBT Bank Mortgage Team

NBT Bank

★★★★☆
4.7/5

NBT Bank has been serving Upstate New York communities for over 160 years, with strong presence throughout the Capital Region including Cohoes. Their mortgage team offers comprehensive lending solutions with local decision-making and competitive rates. NBT provides specialized programs for first-time homebuyers and various affordable mortgage options. The bank's commitment to community banking and personalized customer service, combined with their extensive local market knowledge, makes them an excellent choice for Cohoes residents seeking mortgage financing.

Experience:20 years
Reviews:178 customer reviews
52 S Pearl St, Albany, NY 12207

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerJumboConstruction-to-Permanent

Why Choose a Mortgage Lender in Cohoes?

Local Market Knowledge

Lenders who understand Cohoes's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Cohoes and get competitive rates on your home loan.