Top 3 Mortgage Lenders in Cold Spring

As the largest credit union in the Hudson Valley region, HVFCU has been serving Cold Spring and surrounding communities for decades with exceptional mortgage services. They consistently earn top ratings for their personalized service, competitive rates, and deep community commitment. Their local branch network throughout the Hudson Valley ensures convenient in-person service, and they offer a comprehensive range of mortgage products with particularly strong expertise in first-time homebuyer programs and jumbo loans for the higher-priced Hudson Valley market.

Trustco Bank has maintained a strong regional presence throughout New York's Hudson Valley and Capital Region, with multiple branches serving the Cold Spring area. They are particularly noted for their straightforward mortgage process and long-term relationship banking approach. Customers consistently praise their local decision-making authority and competitive conventional loan offerings. With over a century in banking, they bring substantial stability and local market expertise to the mortgage process.

While a national mortgage lender, Guaranteed Rate maintains a strong local presence in the Hudson Valley with dedicated mortgage advisors serving Cold Spring and surrounding communities. They are renowned for their digital mortgage experience combined with personalized local service. Their competitive rates and efficient closing process consistently earn high customer satisfaction ratings. The company specializes in both traditional and complex mortgage scenarios, offering particularly strong jumbo and refinance programs for the Hudson Valley market.