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Home/New York/Colton
Colton, NY

Top 3 Mortgage Lenders in Colton

Compare verified mortgage lenders serving Colton, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
601+
Reviews
10
Loan Types

Available Loan Programs in Colton

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Construction-to-Permanent
HELOC

Featured Mortgage Lenders

1

Michael R. Smith

Homestead Funding Corp

★★★★☆
4.9/5

Homestead Funding Corp is one of Upstate New York's most highly-rated mortgage lenders with extensive experience serving rural communities like Colton. With nearly 30 years in business and exceptional 4.9-star ratings across multiple platforms, they specialize in helping borrowers in smaller towns navigate various loan programs including USDA rural development loans that are particularly relevant for Colton area residents. Their team includes local mortgage experts who understand the unique aspects of North Country real estate.

Experience:25 years
Reviews:285 customer reviews
3 Chelsea Place, Clifton Park, NY 12065

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

St. Lawrence Federal Credit Union

St. Lawrence Federal Credit Union

★★★★☆
4.8/5

As the premier financial institution serving St. Lawrence County, St. Lawrence Federal Credit Union has deep roots in the Colton community with multiple branches throughout the region. They offer highly competitive mortgage rates for members and exceptional personalized service. With over six decades serving North Country residents, they understand the local real estate market intimately and provide comprehensive mortgage solutions with the advantage of being a community-focused, not-for-profit institution.

Experience:68 years
Reviews:127 customer reviews
12 Commerce Lane, Canton, NY 13617

Loan Types:

ConventionalFHAVAFirst-time HomebuyerConstructionRefinance
3

Community Bank, N.A.

Community Bank, N.A.

★★★★☆
4.7/5

Community Bank, N.A. has been serving Northern New York communities for over 150 years with a strong physical presence throughout St. Lawrence County. They maintain multiple branches near Colton and are deeply embedded in the local community. Their mortgage department offers a wide range of loan products with the stability of one of the region's most established financial institutions. They receive consistently high marks for their knowledgeable local loan officers and competitive rate offerings tailored to North Country homebuyers.

Experience:150+ years
Reviews:189 customer reviews
45 Main Street, Potsdam, NY 13676

Loan Types:

ConventionalFHAVAConstruction-to-PermanentHELOCRefinance

Why Choose a Mortgage Lender in Colton?

Local Market Knowledge

Lenders who understand Colton's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Colton and get competitive rates on your home loan.