Top 3 Mortgage Lenders in Cooperstown

Guaranteed Rate is a highly-rated national mortgage lender with a strong regional presence in Upstate New York, including service to Cooperstown. Founded in 2000, they are renowned for their competitive rates, digital mortgage process, and exceptional customer service. With local loan officers familiar with the Otsego County area, they offer personalized guidance for first-time homebuyers, investment properties, and refinancing. Their high ratings reflect consistency in closing loans efficiently and transparently.

LoanDepot is a reputable national mortgage lender known for its innovative technology and competitive pricing, serving clients in Cooperstown and across New York. Established in 2010, they specialize in a wide array of loan options with a focus on customer satisfaction and streamlined online applications. Their strong review scores highlight reliability in handling various mortgage needs, from purchase loans to refinancing, with dedicated support for rural areas like Cooperstown.

CrossCountry Mortgage is a top-performing mortgage lender with a robust presence in New York State, including the Cooperstown region. Founded in 2003, they excel in providing personalized service through local experts who understand the unique housing market of Otsego County. They are praised for their competitive rates, flexibility in loan programs, and high customer satisfaction, making them a trusted choice for home purchases and refinances in both urban and rural settings.