Top 3 Mortgage Lenders in Cottekill

As one of the most trusted financial institutions in the Hudson Valley region, Hudson Valley Credit Union has been serving Ulster County residents for over 50 years. They offer highly competitive mortgage rates and personalized service with local loan officers who understand the Cottekill area market. Their mortgage team specializes in first-time homebuyer programs and offers flexible underwriting with quick turnaround times. With multiple branches throughout Ulster County and excellent member reviews, they provide comprehensive mortgage solutions with exceptional customer service.

Rhinebeck Bank has been serving the Hudson Valley community for over 160 years and maintains a strong presence throughout Ulster County. Their mortgage team offers local decision-making and personalized service with deep knowledge of the Cottekill and surrounding areas. They provide competitive rates with various loan programs including specialized construction loans and jumbo mortgages. Customers consistently praise their responsive communication and smooth closing processes. As a community-focused bank, they understand the local real estate market dynamics and offer flexible lending solutions.

Tom D'Onofrio with CrossCountry Mortgage is one of the highest-rated mortgage professionals serving the Cottekill area with nearly two decades of experience. Based in nearby Kingston, he specializes in helping homebuyers throughout Ulster County navigate the mortgage process with exceptional attention to detail. His extensive knowledge of local market conditions and wide range of loan products makes him a top choice for both purchase and refinance transactions. With numerous 5-star reviews highlighting his responsiveness and expertise, he provides tailored mortgage solutions and maintains strong relationships with local real estate professionals.