Top 3 Mortgage Lenders in Cross River

Cross County Mortgage stands out as one of the highest-rated mortgage lenders serving the Cross River area with their nearby Mount Kisco branch. With over two decades of experience, they've built an exceptional reputation for personalized service and competitive rates. Their local team understands the unique Westchester County real estate market and offers a comprehensive range of loan products. Customers consistently praise their responsive communication, transparent process, and ability to close loans efficiently. Their 4.9-star rating across multiple review platforms reflects their commitment to customer satisfaction and deep local market knowledge.

M&T Bank has been a trusted mortgage lender in the Hudson Valley region for decades, with a strong physical presence in nearby Mount Kisco serving Cross River residents. As an established regional bank, they offer the stability of a large financial institution with the personalized service of a local lender. Their mortgage specialists are praised for their expertise in navigating complex loan scenarios and providing competitive rate options. With extensive experience in Westchester County's unique housing market, they offer specialized guidance on jumbo loans and high-value properties common in the Cross River area.

Hudson Valley Credit Union has earned an outstanding reputation as a member-focused mortgage lender serving the entire Hudson Valley region, including Cross River. While headquartered in Wappingers Falls, they actively serve Westchester County with competitive rates and exceptional member service. As a credit union, they operate with a not-for-profit philosophy that often translates to lower fees and more favorable terms for borrowers. Their mortgage team receives consistent praise for their educational approach, walking members through every step of the home financing process. They offer specialized first-time homebuyer programs and have deep expertise in local market conditions.