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Cuba, NY

Top 3 Mortgage Lenders in Cuba

Compare verified mortgage lenders serving Cuba, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.1
Avg Rating
364+
Reviews
9
Loan Types

Available Loan Programs in Cuba

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
Construction-to-Permanent

Featured Mortgage Lenders

1

Community Bank, N.A.

Community Bank, N.A.

★★★★☆
4.2/5

As the primary local banking institution in Cuba, Community Bank, N.A. maintains a strong physical presence with deep roots in Western New York. With over 150 years of service, they offer personalized mortgage solutions with local decision-making and understanding of the rural Cuba market. Their extensive branch network throughout the region ensures consistent service, and they specialize in both purchase and construction loans tailored to the needs of Allegany County residents.

Experience:154 years
Reviews:85 customer reviews
1 S Main Street, Cuba, NY 14727

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Five Star Bank

Five Star Bank

★★★★☆
4.1/5

Five Star Bank maintains a significant presence in Cuba and throughout Western New York, offering comprehensive mortgage services with local expertise. Their Cuba branch provides personalized service for rural home financing needs, including specialized USDA loans that are particularly relevant for the area. With over a century of community banking experience, they understand the local real estate market and offer competitive rates with flexible terms for both new purchases and refinancing.

Experience:125 years
Reviews:92 customer reviews
55 North Main Street, Cuba, NY 14727

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinance
3

M&T Bank

M&T Bank Corporation

★★★★☆
4/5

M&T Bank operates a full-service branch in Cuba, providing extensive mortgage lending services to the local community. As one of the largest regional banks serving Western New York, they offer a wide range of mortgage products with the advantage of local underwriting and decision-making. Their long-standing presence in Cuba ensures they understand the specific needs of rural homeowners, and they provide dedicated mortgage specialists who work closely with customers throughout the entire loan process.

Experience:166 years
Reviews:187 customer reviews
1 South Main Street, Cuba, NY 14727

Loan Types:

ConventionalFHAVAJumboConstruction-to-PermanentRefinance

Why Choose a Mortgage Lender in Cuba?

Local Market Knowledge

Lenders who understand Cuba's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Cuba and get competitive rates on your home loan.