Top 3 Mortgage Lenders in East Chatham

As one of the Capital Region's most trusted financial institutions, Broadview Federal Credit Union (formerly SEFCU) has built an exceptional reputation for mortgage lending in Columbia County and surrounding areas. They offer highly competitive rates with personalized service through local loan officers who understand the East Chatham market. Their comprehensive mortgage solutions include specialized programs for first-time homebuyers and flexible underwriting standards that make homeownership more accessible. Members consistently praise their transparent process, responsive communication, and commitment to finding the right mortgage solution for each borrower's unique situation.

Tom Cingranelli and his team at Academy Mortgage have earned numerous local awards and hundreds of 5-star reviews for their exceptional service throughout Columbia County and the Capital Region. Based in nearby Albany, they specialize in serving rural and suburban communities like East Chatham with expertise in USDA and rural housing loans that are particularly relevant to the area. Their local market knowledge, combined with Academy Mortgage's extensive loan product offerings, provides borrowers with competitive rates and flexible solutions. Customers consistently highlight Tom's responsiveness, attention to detail, and ability to close loans efficiently even with complex scenarios.

While Rocket Mortgage operates nationally, they have extensive experience serving New York borrowers throughout Columbia County and specifically in the East Chatham area. Their digital-first approach combined with local market expertise allows for competitive rates and a streamlined application process. Rocket Mortgage offers one of the industry's most comprehensive digital platforms while maintaining access to licensed mortgage experts who understand New York's specific lending requirements. They're particularly strong for refinancing and first-time homebuyer programs, with numerous customers praising their efficiency, transparent pricing, and ability to meet tight closing deadlines in the competitive East Chatham housing market.