Top 3 Mortgage Lenders in Ellenburg

Adirondack Trust Company is one of the most respected community banks in upstate New York, serving the North Country region including Ellenburg. With over a century of experience, they offer personalized mortgage services with local decision-making and competitive rates. Their mortgage team provides exceptional customer service with deep knowledge of the local real estate market, making them a top choice for homebuyers seeking reliable, community-focused lending with the stability of a well-established financial institution.

NBT Bank has been serving upstate New York communities for over 160 years with a strong presence throughout the North Country region. Their mortgage division offers comprehensive lending solutions with local underwriters who understand the unique aspects of rural properties in areas like Ellenburg. They consistently receive high marks for their responsive service, competitive rates, and expertise in various loan programs including USDA rural development loans that are particularly relevant for the Ellenburg area.

As America's largest mortgage lender, Rocket Mortgage serves all of New York including rural areas like Ellenburg. They offer a completely digital mortgage experience with 24/7 accessibility, making them ideal for borrowers in areas with limited local banking options. Their streamlined online process, competitive rates, and extensive experience with various loan types make them a top choice for efficient mortgage services. Despite being a national lender, they have dedicated teams familiar with New York state lending requirements and provide excellent customer support throughout the mortgage process.