Top 3 Mortgage Lenders in Ellisburg

As one of the most established financial institutions in Northern New York, Community Bank, N.A. has served Jefferson County and surrounding areas for over 150 years. They maintain a strong physical presence in Watertown, just 30 minutes from Ellisburg, with dedicated mortgage specialists who understand the unique rural property needs of the North Country. Their extensive experience with USDA loans makes them particularly valuable for Ellisburg's rural homebuyers, and they offer competitive rates with personalized local service.

North Star Mortgage Advisors is a highly-rated local mortgage brokerage serving the entire North Country region including Ellisburg. They consistently receive perfect 5-star reviews for their exceptional customer service and expertise with rural property financing. As a brokerage, they work with multiple lenders to find the best rates and terms for each client's specific situation. Their deep knowledge of USDA rural development loans and experience with Jefferson County properties makes them an excellent choice for Ellisburg homebuyers.

Guild Mortgage is a nationally recognized lender with a strong Upstate New York presence that serves the Ellisburg area. They specialize in rural and suburban property financing with particular expertise in USDA loans, which are highly relevant for Ellisburg homebuyers. Their Syracuse-based loan officers regularly work with clients throughout Jefferson County and understand the local market dynamics. Guild receives consistently high marks for their competitive rates, efficient processing, and excellent communication throughout the mortgage process.