Top 3 Mortgage Lenders in Elmira

As the oldest and most established local financial institution in the Elmira area, Chemung Canal Trust Company has been serving the community for nearly two centuries. They consistently receive exceptional ratings for their personalized mortgage services, local underwriting expertise, and deep understanding of the Southern Tier housing market. Their mortgage officers live and work in the community, providing tailored solutions with competitive rates and exceptional customer service that national lenders can't match.

While headquartered in Ithaca, Tompkins Community Bank has a strong presence throughout the Southern Tier and Finger Lakes regions, including serving Elmira homeowners. They receive outstanding reviews for their competitive mortgage rates, transparent process, and dedicated local loan officers who provide personalized guidance. Their extensive experience with various loan types and commitment to community banking makes them a top choice for Elmira area homebuyers seeking reliable mortgage services.

Guild Mortgage maintains a strong local presence in the Southern Tier region with dedicated offices serving the Elmira market. They consistently earn high marks for their extensive loan portfolio, competitive pricing, and exceptional customer service. As a mortgage-focused company rather than a traditional bank, they specialize in creating custom mortgage solutions with local underwriting decisions. Their experienced loan officers provide personalized service throughout the entire homebuying process, making them a preferred choice for many Elmira area residents.