Top 3 Mortgage Lenders in Fallsburg

Hudson Valley Credit Union stands out as one of the highest-rated mortgage lenders serving the Fallsburg area with exceptional customer satisfaction ratings. As a member-owned financial cooperative, they offer highly competitive rates and personalized service. Their local branch in nearby Monticello provides convenient in-person support while their digital mortgage application process streamlines the experience. HVCU specializes in first-time homebuyer programs and offers exclusive member benefits, including lower closing costs and flexible underwriting. Their deep community roots in Sullivan County and extensive experience with Catskills region properties make them particularly knowledgeable about local market conditions.

Catskill Hudson Bank has been serving Sullivan County residents since 1852, making them one of the most established and trusted local mortgage lenders in the Fallsburg area. Their community bank approach means decisions are made locally by people who understand the unique characteristics of Catskills real estate. They receive consistently high marks for their responsive customer service and competitive rate offerings. The bank specializes in construction loans and vacation home financing, which are particularly relevant for the Fallsburg market. Their long-standing presence in the community and commitment to local underwriting standards make them a top choice for borrowers seeking personalized attention.

Trustco Bank maintains a strong regional presence throughout New York's Hudson Valley and Catskills region, including serving Fallsburg residents. With over a century of banking experience, they offer competitive mortgage products with the stability of a well-established institution. Their mortgage team receives excellent reviews for their knowledge of rural property financing and vacation home loans, which are common in the Fallsburg area. Trustco stands out for their straightforward application process and competitive closing costs. While headquartered elsewhere, their multiple branches throughout Sullivan and Orange Counties ensure local accessibility and understanding of the regional housing market dynamics.