Top 3 Mortgage Lenders in Felts Mills

Watertown Savings Bank is the premier local community bank serving Jefferson County and the North Country region, with deep roots in the Felts Mills area. As a mutual savings bank, they prioritize customer relationships over shareholder profits, resulting in highly personalized mortgage services. Their mortgage team offers competitive rates with local underwriting decisions, making them particularly strong for rural properties and USDA loans that are common in the Felts Mills area. With over a century of community banking experience, they understand the unique needs of North Country homeowners.

Originally founded as SEFCU and now operating as Empower, this credit union has a strong presence throughout Upstate New York with multiple branches serving the Felts Mills region. They consistently earn high marks for mortgage customer satisfaction, offering competitive member-only rates and personalized service. Their mortgage specialists are particularly skilled with first-time homebuyer programs and VA loans, important for the military families connected to Fort Drum near Felts Mills. As a not-for-profit cooperative, they return profits to members through better rates and lower fees.

As one of Upstate New York's most established mortgage lenders, Nothnagle Home Securities has been serving rural communities like Felts Mills for decades. While based in Rochester, they have extensive experience with properties throughout the North Country and maintain strong relationships with local real estate professionals. They excel at handling the unique challenges of rural property financing, including well and septic systems common in Felts Mills. Their long-standing reputation and comprehensive loan programs make them a trusted choice for both purchase and refinance transactions across the region.