Top 3 Mortgage Lenders in Fort Montgomery

The Federal Savings Bank has established a strong reputation throughout the Hudson Valley region with their New City branch serving Fort Montgomery and surrounding Orange County communities. They maintain exceptional 4.8-star ratings across multiple review platforms with particular praise for their competitive rates and personalized service. As a nationwide lender with deep local roots, they offer comprehensive mortgage solutions including specialized VA loans that benefit the military community near West Point. Their team, led by experienced loan officers, is known for guiding clients through complex mortgage scenarios with expertise and transparency.

As one of the most established financial institutions in the Hudson Valley, Mid-Hudson Valley Federal Credit Union has been serving Fort Montgomery and Orange County residents for over eight decades. They consistently earn 4.7-star ratings for their member-focused approach and competitive mortgage products. The credit union is particularly noted for their first-time homebuyer programs and construction loans, with many reviews highlighting their patient, educational approach to the mortgage process. Their deep community integration and not-for-profit structure often result in more favorable terms for qualified borrowers in the Fort Montgomery area.

Valley National Bank brings nearly a century of banking experience to the Fort Montgomery market through their strong Hudson Valley presence. With a 4.6-star rating across review platforms, they're recognized for their reliable service and diverse mortgage options. The Newburgh branch specifically serves the Fort Montgomery area with expertise in both primary residence and investment property financing. Customers frequently praise their efficient processing and competitive jumbo loan offerings, making them an excellent choice for higher-value properties in the region. Their longstanding community commitment ensures stable, trustworthy mortgage services.