Top 3 Mortgage Lenders in Fulton

As one of Central New York's largest and most established credit unions, Empower FCU has served the Fulton area for decades with exceptional mortgage services. They consistently receive top ratings for their personalized service, competitive rates, and comprehensive loan options. Their mortgage specialists provide one-on-one guidance through the entire homebuying process, with particular expertise in first-time homebuyer programs and local market knowledge. The credit union's not-for-profit structure often results in lower fees and better terms for members.

CrossCountry Mortgage has established a strong presence throughout Central New York, including Fulton, with local mortgage experts like Tom Hough who specialize in the regional market. They're particularly noted for their flexible underwriting, fast closing times, and extensive product portfolio. The company receives consistently excellent reviews for their responsive communication and ability to handle complex financing scenarios. Their local team understands the unique aspects of the Fulton housing market and provides personalized service throughout the mortgage process.

Guaranteed Rate has built an excellent reputation in the Central New York region through local experts like Michael DeCarlo who specifically serve the Fulton area. They're renowned for their digital mortgage platform that streamlines the application process while maintaining personalized service. The company consistently earns top marks for competitive rates, transparent pricing, and efficient closings. Their extensive loan products and expertise in both purchase and refinance transactions make them a top choice for Fulton homebuyers seeking modern mortgage solutions with local expertise.