Top 3 Mortgage Lenders in Fultonham

SEFCU is a highly-rated credit union serving the Capital Region and surrounding areas including Fultonham. With over two decades of mortgage experience, they offer personalized service and competitive rates. Their mortgage team specializes in first-time homebuyer programs and provides comprehensive guidance through the entire lending process. SEFCU maintains strong community ties and offers exclusive member benefits with local underwriting decisions.

Trustco Bank has deep roots in upstate New York with multiple branches serving the Fultonham area. Their mortgage department offers local decision-making and personalized service with competitive rates. Specializing in both purchase and refinance loans, they provide construction lending expertise valuable for rural properties. With strong community banking principles, they offer flexible underwriting and maintain long-term customer relationships.

Premium Mortgage Corporation is a regional mortgage lender headquartered in Albany with extensive experience serving rural communities like Fultonham. They specialize in portfolio lending and offer flexible underwriting for unique property types common in Schoharie County. Their team provides personalized service with local processing and underwriting decisions. They excel in USDA rural development loans and offer competitive jumbo loan products with excellent customer service ratings.