Top 3 Mortgage Lenders in Gainesville

Evans Bank has been serving Western New York communities for nearly a century with a strong reputation for personalized mortgage services. As a community-focused bank with multiple branches throughout Wyoming County and surrounding areas, they offer local underwriting and decision-making for Gainesville residents. Their mortgage team provides competitive rates on various loan programs with the advantage of local service and deep understanding of the Upstate NY housing market. Customers consistently praise their responsive communication and smooth closing processes.

Five Star Bank has deep roots in Western New York with over 170 years of service to the region. Their mortgage division offers comprehensive lending solutions specifically tailored to Upstate NY communities including Gainesville. They provide local underwriting expertise and understand the unique aspects of rural and suburban properties in Wyoming County. The bank is known for its competitive rates, first-time homebuyer programs, and construction lending expertise. Their long-standing community presence ensures personalized service and local decision-making.

NBT Bank is a prominent regional financial institution with strong presence throughout Upstate New York, including multiple locations serving Wyoming County and Gainesville residents. Their mortgage team offers a wide array of loan products with the advantage of local processing and underwriting. They are particularly noted for their construction-to-permanent loan programs and expertise with rural properties. NBT's long history in the region and commitment to community banking make them a trusted choice for Gainesville homebuyers seeking reliable mortgage services with local decision-making power.