Top 3 Mortgage Lenders in Geneva

As a longstanding community bank with deep roots in the Finger Lakes region, Lyons National Bank stands out as Geneva's premier local mortgage lender. With their main headquarters and multiple branches serving Geneva directly, they offer personalized service and local underwriting decisions. Their mortgage specialists live and work in the community, providing exceptional knowledge of local property markets. Customers consistently praise their responsive service, competitive rates, and the convenience of working with a bank that has served the Geneva area for over 165 years. Their extensive experience with various loan types makes them particularly strong for first-time homebuyers and agricultural properties.

Tompkins Community Bank has built an exceptional reputation across the Finger Lakes region, serving Geneva with dedicated mortgage specialists who understand the local market dynamics. While headquartered in Ithaca, they maintain strong presence throughout the region with mortgage experts who regularly serve Geneva clients. They're particularly noted for their first-time homebuyer programs and competitive construction loan options. Customer reviews highlight their educational approach to mortgage lending, transparency throughout the process, and commitment to finding the right loan product for each borrower's unique situation. Their 150-year history demonstrates stability and trustworthiness in the Upstate NY market.

NEO Home Loans has established itself as one of Upstate New York's highest-rated mortgage brokers, serving the Geneva area with exceptional expertise and customer service. As a mortgage broker rather than a direct lender, they have access to multiple lending sources, allowing them to shop for the best rates and terms on behalf of Geneva homebuyers. Their team includes experienced mortgage professionals who specialize in the Finger Lakes region property market. Customer reviews consistently praise their responsiveness, attention to detail, and ability to close loans efficiently. They've developed particular expertise with rural properties and vacation homes common in the Geneva area, while maintaining strong relationships with local real estate professionals.