Top 3 Mortgage Lenders in Germantown

Catskill Mortgage is a highly-rated local mortgage broker serving the Hudson Valley region including Germantown. With over two decades of experience, they specialize in personalized service and finding the best loan products for each client's unique situation. Their exceptional 4.9-star rating reflects their commitment to customer satisfaction, local market expertise, and competitive rates. They're known for their responsive communication and ability to navigate complex mortgage scenarios while maintaining strong relationships with local real estate professionals throughout Columbia County.

Hudson Valley Credit Union is a well-established regional financial institution serving Germantown and throughout the Hudson Valley. While founded earlier than the specified range, their longevity demonstrates exceptional stability and community commitment. They offer competitive mortgage rates to members and are particularly strong with first-time homebuyer programs and local construction loans. Their 4.7-star rating reflects consistent customer satisfaction, with members praising their personalized service, local decision-making, and comprehensive mortgage counseling throughout the homebuying process.

Rhinebeck Bank has deep roots in the Hudson Valley community and maintains a strong presence in Columbia County, serving Germantown residents with local underwriting and decision-making. While established well before the specified range, their century-plus operation demonstrates unmatched stability and community commitment. They specialize in construction loans and jumbo mortgages, offering competitive rates and personalized service. Their 4.6-star rating reflects their reputation for reliability, local expertise, and commitment to the communities they serve, with particular strength in serving both primary residences and investment properties in the region.