Top 3 Mortgage Lenders in Ghent

M&T Bank stands as one of the most established and trusted mortgage lenders in the Hudson Valley and Capital Region, serving Ghent and surrounding Columbia County communities with exceptional reliability. With over 165 years of banking experience, they offer comprehensive mortgage solutions including specialized programs for first-time homebuyers and competitive construction loans. Their strong local branch presence throughout upstate New York ensures personalized service and deep community involvement, backed by their reputation for competitive rates and straightforward application processes that have earned them consistently high customer satisfaction ratings.

Hudson Valley Credit Union has built an outstanding reputation throughout the Hudson Valley region, including dedicated service to Ghent and Columbia County residents. As a member-owned financial cooperative, they consistently offer highly competitive mortgage rates and lower fees than many traditional banks. Their mortgage specialists provide personalized guidance through every step of the home buying process, with particular expertise in first-time homebuyer programs and government-backed loans. HVCU's commitment to member satisfaction and community development has earned them numerous local awards and exceptional customer reviews highlighting their responsive service and competitive financing options.

Homestead Funding Corporation has established itself as one of the highest-rated mortgage brokers in the Capital Region, serving Ghent and throughout Columbia County with exceptional expertise and customer service. With nearly three decades of experience, their team of dedicated mortgage professionals specializes in finding the perfect loan product for each client's unique situation, offering access to hundreds of loan programs through their extensive lender network. They consistently receive outstanding customer reviews praising their responsiveness, attention to detail, and ability to secure competitive rates. Their particular strength in first-time homebuyer programs and government-backed loans makes them an excellent choice for Columbia County residents seeking personalized mortgage solutions.