Top 3 Mortgage Lenders in Groton

Tompkins Financial Advisors is a highly-regarded regional financial institution with deep roots in the Finger Lakes region. As part of Tompkins Financial Corporation, they offer comprehensive mortgage services with personalized local underwriting and decision-making. Their mortgage specialists provide competitive rates and exceptional customer service, with particular expertise in rural and suburban properties throughout Tompkins County and surrounding areas including Groton. They're known for their community-focused approach and have built a strong reputation for reliable, transparent mortgage processing.

CFCU Community Credit Union is one of the most trusted mortgage lenders in the Ithaca area, serving Groton and surrounding communities with exceptional member service. As a not-for-profit financial cooperative, they offer highly competitive rates and low fees. Their mortgage team provides personalized guidance through the entire home buying process, with special programs for first-time homebuyers and flexible underwriting standards. With multiple branches throughout Tompkins County and a strong digital presence, they combine local expertise with modern convenience.

Empower Federal Credit Union, while headquartered in Syracuse, has a strong presence throughout Central New York and serves Groton residents with competitive mortgage products. As one of the largest credit unions in the region, they offer the benefits of local decision-making combined with extensive financial resources. Their mortgage specialists are known for providing educational guidance and flexible loan options, with particular strength in construction loans and first-time homebuyer programs. They maintain excellent customer satisfaction ratings for their responsive service and community-focused approach.