Top 3 Mortgage Lenders in Hammond

As one of the most established community banks in the North Country region, North Country Savings Bank has been serving Hammond and surrounding St. Lawrence County for over a century. They offer personalized mortgage services with local decision-making, competitive rates, and deep community involvement. Their mortgage specialists provide comprehensive guidance through the entire home financing process, making them particularly valuable for rural properties common in the Hammond area.

This highly-rated mortgage brokerage specializes in serving the entire North Country and Adirondack region, including Hammond. They are known for exceptional customer service and expertise in rural property financing. With multiple 5-star reviews praising their responsiveness and ability to handle complex mortgage scenarios, they offer access to numerous lending programs and competitive rates through their network of wholesale lenders.

NVR Mortgage maintains a strong presence in Northern New York with a local office in Watertown that serves the Hammond area. As part of Ryan Homes' parent company, they bring substantial lending experience and competitive construction loan options. They are particularly noted for their efficient processing and competitive conventional loan rates, with many customers praising their straightforward application process and reliable closing timelines.