Top 3 Mortgage Lenders in Hampton

American Home Lending is a top-rated regional mortgage broker serving the entire North Country region including Hampton. With nearly two decades of experience, they specialize in personalized service for rural and small-town homebuyers. Their team has exceptional knowledge of USDA rural development loans which are particularly relevant for Hampton area properties. They maintain a perfect 4.9-star rating across multiple review platforms with customers consistently praising their responsiveness, local market expertise, and ability to secure competitive rates for difficult-to-finance rural properties.

As the largest community bank serving Jefferson County and surrounding areas including Hampton, Watertown Savings Bank has built an exceptional reputation for mortgage lending over two decades. Their local underwriting and decision-making process allows for faster closings and more personalized service than national lenders. They offer special first-time homebuyer programs and construction loans tailored to the North Country market. With deep roots in the community since 1901, they understand the unique property types and financing needs of rural Upstate New York homes.

Guaranteed Rate's Upstate New York division has established a strong presence serving the North Country region including Hampton. As one of the nation's largest retail mortgage lenders, they combine competitive national rates with local expertise through their Syracuse-based team. They offer a fully digital mortgage experience alongside personalized service, with particular strength in jumbo loans and refinancing. Their 4.7-star rating reflects consistent customer satisfaction with their efficient process and competitive pricing, making them an excellent option for Hampton residents seeking the benefits of a national lender with regional understanding.