Top 3 Mortgage Lenders in Hartford

As the largest locally-owned bank in the Saratoga region, Adirondack Trust Company has served Washington County and the greater Capital District for over a century. They are highly regarded for their personalized mortgage services, competitive rates, and deep community roots. With extensive experience in rural and small-town properties, they understand the unique needs of Hartford area homeowners. Their mortgage team provides comprehensive guidance through the entire loan process, from application to closing, with a reputation for exceptional customer service and local decision-making.

Trustco Bank has been serving upstate New York communities for over a century, with multiple branches throughout Washington County and the surrounding region. They offer a wide range of mortgage products with competitive rates and flexible terms. Known for their community banking approach, Trustco provides personalized service and local underwriting decisions, making them an excellent choice for Hartford residents. Their experienced loan officers have extensive knowledge of the local real estate market and can guide borrowers through various financing options.

NVR Mortgage, operating through Ryan Homes and other divisions, has extensive experience serving homebuyers throughout upstate New York, including rural areas like Hartford. As one of the nation's largest homebuilders and mortgage lenders, they offer competitive rates and streamlined financing processes. Their local loan officers understand the unique aspects of the Washington County market and provide comprehensive mortgage solutions. NVR is particularly strong with new construction financing but also excels in purchase and refinance loans for existing homes, with a reputation for efficiency and customer satisfaction.