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Home/New York/Henderson
Henderson, NY

Top 3 Mortgage Lenders in Henderson

Compare verified mortgage lenders serving Henderson, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
1200+
Reviews
12
Loan Types

Available Loan Programs in Henderson

Conventional
FHA
VA
Jumbo
Refinance
Fixed-rate
Adjustable-rate
USDA
Construction
First-time Homebuyer Programs
Construction-to-Permanent
Home Equity

Featured Mortgage Lenders

1

Citizens Bank Mortgage

Citizens Bank, N.A.

★★★★☆
4.8/5

Citizens Bank stands out as a top mortgage lender serving the Henderson area through their strong regional presence in Northern New York. With nearly 25 years of mortgage lending experience and consistently high customer satisfaction ratings, they offer comprehensive mortgage solutions including specialized programs for first-time homebuyers. Their local Watertown branch provides personalized service while leveraging the resources of a major regional bank, offering competitive rates and a streamlined digital application process alongside in-person support.

Experience:25 years
Reviews:450 customer reviews
180 Black River Blvd, Watertown, NY 13601

Loan Types:

ConventionalFHAVAJumboRefinanceFixed-rateAdjustable-rate
2

Adirondack Bank Mortgage Center

Adirondack Bank

★★★★☆
4.7/5

Adirondack Bank has built an exceptional reputation throughout Jefferson County, including Henderson, with their dedicated mortgage division offering personalized service and local decision-making. As a community-focused institution with over 20 years of mortgage lending experience, they provide competitive rates and specialized programs tailored to the North Country market. Their mortgage experts work closely with clients throughout the entire process, and their local presence ensures deep understanding of the Henderson area real estate market.

Experience:20 years
Reviews:350 customer reviews
185 Black River Blvd, Watertown, NY 13601

Loan Types:

ConventionalFHAUSDAConstructionRefinanceFirst-time Homebuyer Programs
3

NBT Bank Mortgage

NBT Bank, N.A.

★★★★☆
4.6/5

NBT Bank has been serving the Henderson community and surrounding North Country region for three decades with reliable mortgage services and strong local expertise. As one of the most established mortgage lenders in Northern New York, they offer a complete range of loan products with the advantage of local processing and underwriting. Their experienced mortgage team provides personalized guidance through every step of the homebuying process, and they maintain consistently high customer satisfaction ratings for their responsive service and competitive financing options.

Experience:30 years
Reviews:400 customer reviews
52 Public Square, Watertown, NY 13601

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRefinanceHome Equity

Why Choose a Mortgage Lender in Henderson?

Local Market Knowledge

Lenders who understand Henderson's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Henderson and get competitive rates on your home loan.