Top 3 Mortgage Lenders in Henderson Harbor

As one of the most established financial institutions in Northern New York, Community Bank NA has been serving the Henderson Harbor area for over 150 years. They maintain an exceptional 4.8-star rating across multiple review platforms with particular praise for their personalized local service and competitive mortgage rates. Their mortgage specialists have deep knowledge of waterfront properties common in the Henderson Harbor region and offer specialized construction loans for lakefront homes. With multiple nearby branches and a strong commitment to the local community, they provide both the stability of a large institution and the personal touch of a local lender.

Watertown Savings Bank has been a trusted mortgage lender in Jefferson County for over a century, serving Henderson Harbor residents with exceptional dedication. They maintain a 4.7-star rating with numerous reviews highlighting their responsive customer service and smooth closing processes. Their mortgage team specializes in helping buyers navigate the unique aspects of purchasing properties in the Thousand Islands region, including waterfront considerations. As a local community bank, they offer competitive rates and have deep roots in the area, with loan officers who understand the local real estate market dynamics and provide personalized guidance throughout the mortgage process.

Fairway Independent Mortgage Corporation maintains a strong local presence in the Watertown area with a dedicated team serving Henderson Harbor homebuyers. They've earned an exceptional 4.9-star rating with over 400 reviews praising their efficient processing and competitive loan options. Their local loan officers have extensive experience with the unique property types in the Lake Ontario region and offer specialized programs for both primary residences and vacation homes. As a nationally recognized mortgage lender with local expertise, they combine the resources of a large company with personalized service, frequently offering same-day pre-approvals and streamlined digital processes while maintaining strong relationships with local real estate professionals.