Top 3 Mortgage Lenders in Holmes

CrossCountry Mortgage is a top-rated national lender with strong local presence in the Hudson Valley region serving Holmes, NY. They maintain exceptional 4.8-star ratings across multiple review platforms with particular strength in customer service and competitive rates. Their local Middletown branch has experienced loan officers familiar with the Sullivan County and Orange County markets, including Holmes. They offer a comprehensive range of loan products and are praised for their streamlined application process and personalized service for both purchase and refinance transactions.

As a well-established community bank with deep roots in the Hudson Valley, Tompkins Community Bank has been serving the Holmes area for decades. They maintain excellent 4.6-star ratings for their mortgage lending services, particularly noted for their local decision-making and personalized approach. Their mortgage team understands the specific needs of rural Sullivan County communities like Holmes and offers competitive rates with the stability of a federally-insured institution. Customers consistently praise their responsive service and knowledge of local market conditions.

Hudson Valley Credit Union is a highly-rated regional credit union that serves the entire Hudson Valley region, including Holmes, NY. With outstanding 4.7-star ratings, HVCU is particularly recognized for their competitive mortgage rates and exceptional member service. They offer a full suite of mortgage products and are known for their first-time homebuyer programs and local underwriting expertise. As a not-for-profit financial cooperative, they often provide more favorable terms and lower fees than traditional banks, making them a popular choice for Holmes area residents.