Top 3 Mortgage Lenders in Holtsville

Bethpage Federal Credit Union stands as one of Long Island's most trusted mortgage lenders with a strong physical presence in Holtsville. As New York's largest state-chartered credit union, they offer highly competitive rates and personalized service. Their mortgage team provides comprehensive guidance through the entire home financing process, with particular expertise in first-time homebuyer programs and local market knowledge. Members consistently praise their transparent pricing, responsive communication, and smooth closing processes.

With deep roots in the New York metropolitan area, New York Community Bank (operating as Flagstar Bank) brings extensive mortgage expertise to Holtsville homeowners. They offer a wide array of loan products with competitive rates and have particular strength in portfolio lending and non-conventional loans. Their local underwriting teams understand the unique aspects of the Suffolk County housing market, and customers frequently highlight their efficient processing and knowledgeable loan officers who provide clear explanations throughout the mortgage process.

Family First Funding has established an exceptional reputation throughout the tri-state area, including dedicated service to Holtsville clients. This mortgage brokerage consistently earns top marks for customer satisfaction through their personalized approach and extensive product offerings. Their team excels at finding creative solutions for complex financial situations and first-time buyers. Reviewers consistently praise their responsiveness, attention to detail, and ability to secure favorable terms, making them a top choice for borrowers seeking dedicated, hands-on guidance through the mortgage process.