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Home/New York/Houghton
Houghton, NY

Top 3 Mortgage Lenders in Houghton

Compare verified mortgage lenders serving Houghton, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
1250+
Reviews
8
Loan Types

Available Loan Programs in Houghton

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer

Featured Mortgage Lenders

1

Community Bank, N.A.

Community Bank, N.A.

★★★★☆
4.8/5

Community Bank, N.A. is one of the most established and highly-rated regional lenders serving the Houghton area. With deep roots in Western New York spanning over 150 years, they offer comprehensive mortgage services through their local branches. They consistently receive excellent customer reviews for their personalized service, competitive rates, and extensive experience with rural properties common in the Houghton region. Their loan officers have extensive knowledge of local market conditions and offer both in-person and digital mortgage solutions.

Experience:40+ years
Reviews:450 customer reviews
5793 Route 19, Belmont, NY 14813

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Five Star Bank Mortgage

Five Star Bank

★★★★☆
4.7/5

Five Star Bank has been serving Western New York communities for over 170 years and maintains a strong presence in the Houghton service area. They are particularly noted for their expertise in rural and small-town mortgages, offering specialized programs for first-time homebuyers and agricultural properties. Customers consistently praise their responsive service, local decision-making, and competitive rate offerings. Their mortgage team has extensive experience with the unique property types and lending needs of the Houghton region.

Experience:35+ years
Reviews:380 customer reviews
55 Main Street, Warsaw, NY 14569

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinance
3

Premium Mortgage Corporation

Premium Mortgage Corporation

★★★★☆
4.9/5

Premium Mortgage Corporation is a highly-rated regional mortgage lender that extensively serves the Houghton area and throughout Western New York. They specialize in providing personalized mortgage solutions with a focus on customer service excellence. With numerous 5-star reviews, they are praised for their efficient processing, competitive rates, and expert guidance through the entire mortgage process. Their loan officers have deep knowledge of the rural property market and offer both traditional and specialized loan products tailored to the Houghton region's needs.

Experience:25+ years
Reviews:420 customer reviews
5500 Main Street, Williamsville, NY 14221

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance

Why Choose a Mortgage Lender in Houghton?

Local Market Knowledge

Lenders who understand Houghton's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Houghton and get competitive rates on your home loan.