Top 3 Mortgage Lenders in Ithaca

As Ithaca's hometown bank with deep community roots spanning over 180 years, Tompkins Trust Company is consistently rated as the top local mortgage lender. They offer personalized service with local underwriting and decision-making, competitive rates, and extensive knowledge of the Ithaca housing market. Their mortgage specialists live and work in the community, providing exceptional customer service and understanding local real estate dynamics.

Alternatives FCU is a community-focused credit union renowned for its exceptional mortgage services, particularly for first-time homebuyers and moderate-income borrowers. They offer competitive rates, personalized guidance, and specialized programs for affordable housing. Their mortgage team is praised for patient, educational approaches and commitment to making homeownership accessible throughout the Ithaca area.

While headquartered in Rochester, Premium Mortgage has a strong presence throughout Upstate New York and actively serves the Ithaca market. They are highly rated for their competitive rates, efficient processing, and excellent customer service. With extensive experience in New York's unique mortgage landscape, they offer a wide range of loan products and are particularly noted for their smooth closing processes and responsive communication.