Top 3 Mortgage Lenders in Jamesport

Bethpage Federal Credit Union is one of Long Island's most trusted mortgage lenders with a strong presence throughout Suffolk County. While headquartered in Bethpage, they have multiple branches serving the North Fork region including Riverhead, just minutes from Jamesport. They consistently receive exceptional ratings for their competitive rates, personalized service, and deep community involvement. As a credit union, they offer member-focused lending with lower fees and more flexible underwriting than many traditional banks. Their mortgage team specializes in both primary residences and vacation properties common to the Jamesport area.

Suffolk County National Bank has been serving the North Fork community for over 125 years with deep roots in Riverhead and surrounding areas including Jamesport. Their mortgage division is particularly respected for handling complex transactions including construction loans and jumbo mortgages that are common in the premium Jamesport market. Customers consistently praise their local decision-making authority, knowledgeable loan officers who understand the specific dynamics of North Fork real estate, and their commitment to closing loans on time. Their longstanding presence ensures they understand local property values and market conditions.

Wells Fargo maintains a strong physical presence in Riverhead with experienced mortgage professionals who regularly serve Jamesport and the entire North Fork region. As one of the nation's largest mortgage lenders, they offer comprehensive loan options including specialized programs for first-time homebuyers and competitive jumbo loan products suitable for the higher-priced properties in Jamesport. Their local branch team has extensive knowledge of Suffolk County's unique housing market and provides the reliability of a national lender combined with local expertise. They are particularly noted for their digital mortgage experience and efficient processing.