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Jay, NY

Top 3 Mortgage Lenders in Jay

Compare verified mortgage lenders serving Jay, New York. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
1100+
Reviews
11
Loan Types

Available Loan Programs in Jay

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Fixed-Rate
Adjustable-Rate
Construction-to-Permanent
First-Time Homebuyer

Featured Mortgage Lenders

1

Community Bank, N.A.

Community Bank, N.A.

★★★★☆
4.8/5

Community Bank has been serving the North Country region for over 150 years and maintains a strong presence in Essex County, including the Jay area. As a locally-headquartered financial institution with deep community roots, they offer personalized mortgage services with local decision-making. Their long-standing reputation, comprehensive loan options, and understanding of the unique Adirondack real estate market make them a top choice for Jay residents. They provide competitive rates and have extensive experience with rural properties common in the region.

Experience:150+ years
Reviews:450 customer reviews
84 Main Street, Au Sable Forks, NY 12912

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Champlain National Bank

Champlain National Bank

★★★★☆
4.7/5

Champlain National Bank has an actual branch location in Jay, making them one of the most accessible mortgage lenders for local residents. With over a century of service to the North Country community, they offer localized mortgage solutions with personal service. Their experienced loan officers understand the specific needs of Jay homeowners and provide competitive rates with flexible terms. The bank's strong community involvement and long-term stability make them a trusted choice for mortgages in the Adirondack region.

Experience:110+ years
Reviews:300 customer reviews
7591 US-9, Jay, NY 12941

Loan Types:

ConventionalFHAVAUSDAFixed-RateAdjustable-RateConstruction-to-Permanent
3

Glens Falls National Bank & Trust Company

Glens Falls National Bank & Trust Company

★★★★☆
4.6/5

While headquartered in Glens Falls, this established regional bank serves the entire North Country region including Jay, NY. With over 170 years of banking experience, they offer comprehensive mortgage products with competitive rates and personalized service. Their mortgage specialists have extensive knowledge of the Adirondack housing market and provide guidance through the entire lending process. The bank's strong capital position and long history of community banking make them a reliable choice for Jay area homebuyers seeking traditional banking values with modern mortgage solutions.

Experience:150+ years
Reviews:350 customer reviews
250 Glen Street, Glens Falls, NY 12801

Loan Types:

ConventionalFHAVAUSDAFirst-Time HomebuyerJumboRefinance

Why Choose a Mortgage Lender in Jay?

Local Market Knowledge

Lenders who understand Jay's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New York.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Jay and get competitive rates on your home loan.